Calculators Tools

Calculate your monthly EMI, total interest, and full amortization schedule for any loan.

Calculate GST amount, original price, and total for any goods or service. Supports all GST slabs — 3%, 5%, 12%, 18%, 28% — plus custom rates. Shows CGST, SGST, and IGST breakdown.

Calculate SIP returns, total maturity value, and month-wise portfolio growth for any mutual fund SIP. Shows Total Invested, Estimated Returns, Wealth Gained %, and CAGR.

Calculate fixed deposit maturity amount, interest earned, and effective annual yield with yearly, half-yearly, quarterly, or monthly compounding. Includes a period-wise growth schedule.

Calculate recurring deposit maturity amount, total deposited, and interest earned with quarterly compounding (RBI standard). Includes a month-wise growth schedule and effective annual yield.

Calculate your Public Provident Fund (PPF) maturity value, total interest, and year-wise growth. Supports the current 7.1% rate, ₹500–₹1.5 lakh yearly limits, 15-year maturity, and extensions.

Calculate the Compound Annual Growth Rate (CAGR) of any investment from its beginning and ending value. Shows absolute return, total profit/loss, investment multiple, and a year-wise growth projection.

Calculate the future value of a one-time (lumpsum) investment at an expected annual return. Shows estimated returns, maturity value, wealth gain %, CAGR, investment multiple, and a year-wise growth projection.

Calculate your home loan EMI, total interest, and full amortization schedule. Includes processing fee, down payment, LTV, and the effective cost of borrowing for Indian home loans.

Calculate your personal loan EMI, total interest, and full amortization schedule. Includes processing fee, total borrowing cost, and the effective cost of borrowing for Indian personal loans.

Calculate your income tax for FY 2025-26 (AY 2026-27) under both the Old and New regimes. Compares regimes, applies 80C, 80D, HRA and home-loan deductions, and shows your tax, cess, and effective rate.

Calculate your House Rent Allowance (HRA) exemption under Section 10(13A) and Rule 2A. Enter your salary, basic, HRA received and rent paid to see your exempt HRA, taxable HRA, and a step-by-step of all three exemption rules.

Project your Employees' Provident Fund (EPF) corpus at retirement. Calculates employee and employer contributions, the EPS pension split, EPFO interest, and a year-wise balance projection with charts and CSV export.

Calculate your gratuity under the Payment of Gratuity Act, 1972. Enter your last drawn Basic + DA and years of service to see your gratuity amount, eligibility, the ₹20 lakh cap, tax exemption, and a step-by-step calculation.

Project your National Pension System (NPS) corpus at retirement. Estimate your maturity amount, tax-free lump sum, monthly pension, total contributions, and returns — with a year-wise growth projection, charts, and CSV export.

Your complete financial position in one place: health score, roadmap progress, emergency fund, savings rate, tracked net worth, debt, insurance status and a 90-day review cycle — all computed from the roadmap profile saved in your own browser. No login, no cloud, no tracking.

Turn your financial situation into a step-by-step action plan: a Financial Health Score across five pillars, and the canonical eight-step sequence — emergency fund, insurance, debt, tax, investing, retirement, wealth — with gaps computed from your own numbers. Deterministic, private, and product-free.

Calculate your exact age in years, months and days from your date of birth — plus total months, weeks, days, hours, minutes and seconds, the day you were born, and a next-birthday countdown. Leap-year accurate, with an optional age-difference comparison.