36 free tools
Esytol is a free platform of online tools. Finance is our deepest category — EMI, SIP, tax, loans and retirement, built for India — alongside everyday utilities, with more categories on the way. Fast, private, no signup.
Finance is our deepest category. More are on the way — each one arrives here automatically.
Loans, tax, investments and retirement — built for India.
Calculate your monthly EMI, total interest, and full amortization schedule for any loan.
Calculate GST amount, original price, and total for any goods or service. Supports all GST slabs — 3%, 5%, 12%, 18%, 28% — plus custom rates. Shows CGST, SGST, and IGST breakdown.
Calculate SIP returns, total maturity value, and month-wise portfolio growth for any mutual fund SIP. Shows Total Invested, Estimated Returns, Wealth Gained %, and CAGR.
Calculate fixed deposit maturity amount, interest earned, and effective annual yield with yearly, half-yearly, quarterly, or monthly compounding. Includes a period-wise growth schedule.
Calculate recurring deposit maturity amount, total deposited, and interest earned with quarterly compounding (RBI standard). Includes a month-wise growth schedule and effective annual yield.
Calculate your Public Provident Fund (PPF) maturity value, total interest, and year-wise growth. Supports the current 7.1% rate, ₹500–₹1.5 lakh yearly limits, 15-year maturity, and extensions.
Text, dates, converters and everyday utilities.
Count words, characters, sentences, and paragraphs in any text.
Convert text between UPPER, lower, Title, camelCase, snake_case, and kebab-case.
Calculate your exact age in years, months and days from your date of birth — plus total months, weeks, days, hours, minutes and seconds, the day you were born, and a next-birthday countdown. Leap-year accurate, with an optional age-difference comparison.
JSON, encoders, formatters and security utilities.
Format, validate, and explore JSON in your browser — pretty-print (2/4/tab) or minify, real-time validation with human-friendly error explanations and line/column, an interactive searchable tree view, live statistics, and duplicate-key and unsafe-integer detection. Nothing is ever uploaded.
Encode plain text or files to Base64 and decode Base64 strings instantly.
Percent-encode URLs for safe transmission and decode them back.
Convert between JSON and YAML in your browser, both directions, with real-time validation and human-friendly errors (line & column), a searchable tree view, statistics, and warnings for duplicate keys, unsafe integers, multi-document streams, anchors, aliases, and merge keys. Lossless round-trips; nothing is ever uploaded.
Compare two JSON documents in your browser and see exactly what changed — a structural diff with added, removed, changed, and type-changed nodes, colour-coded unified and side-by-side views, search and jump-to-difference, statistics, and an exportable RFC 6902 JSON Patch. Both documents are validated independently; nothing is ever uploaded.
Format, minify, and validate XML in your browser — pretty-print with 2/4/tab indentation, real-time well-formedness validation with line & column, an interactive searchable tree view, statistics, and a namespace/DOCTYPE/entity summary. External entities and DTDs are never resolved (XXE-safe); nothing is ever uploaded.
Format, validate, and explore JSON in your browser — pretty-print (2/4/tab) or minify, real-time validation with human-friendly error explanations and line/column, an interactive searchable tree view, live statistics, and duplicate-key and unsafe-integer detection. Nothing is ever uploaded.
Convert between JSON and YAML in your browser, both directions, with real-time validation and human-friendly errors (line & column), a searchable tree view, statistics, and warnings for duplicate keys, unsafe integers, multi-document streams, anchors, aliases, and merge keys. Lossless round-trips; nothing is ever uploaded.
Compare two JSON documents in your browser and see exactly what changed — a structural diff with added, removed, changed, and type-changed nodes, colour-coded unified and side-by-side views, search and jump-to-difference, statistics, and an exportable RFC 6902 JSON Patch. Both documents are validated independently; nothing is ever uploaded.
Format, minify, and validate XML in your browser — pretty-print with 2/4/tab indentation, real-time well-formedness validation with line & column, an interactive searchable tree view, statistics, and a namespace/DOCTYPE/entity summary. External entities and DTDs are never resolved (XXE-safe); nothing is ever uploaded.
Convert between CSV and JSON in your browser, both directions — auto delimiter detection, header + quote handling, optional type inference, nested-object flattening (dot notation), a table preview, a JSON tree view, statistics, and friendly errors with row & column. Spreadsheet formulas are treated as plain text (CSV-injection safe); nothing is ever uploaded.
Count words, characters, sentences, and paragraphs in any text.
Calculate your monthly EMI, total interest, and full amortization schedule for any loan.
Calculate your home loan EMI, total interest, and full amortization schedule. Includes processing fee, down payment, LTV, and the effective cost of borrowing for Indian home loans.
Calculate your income tax for FY 2025-26 (AY 2026-27) under both the Old and New regimes. Compares regimes, applies 80C, 80D, HRA and home-loan deductions, and shows your tax, cess, and effective rate.
Calculate your House Rent Allowance (HRA) exemption under Section 10(13A) and Rule 2A. Enter your salary, basic, HRA received and rent paid to see your exempt HRA, taxable HRA, and a step-by-step of all three exemption rules.
Project your Employees' Provident Fund (EPF) corpus at retirement. Calculates employee and employer contributions, the EPS pension split, EPFO interest, and a year-wise balance projection with charts and CSV export.
Calculate your gratuity under the Payment of Gratuity Act, 1972. Enter your last drawn Basic + DA and years of service to see your gratuity amount, eligibility, the ₹20 lakh cap, tax exemption, and a step-by-step calculation.
Project your National Pension System (NPS) corpus at retirement. Estimate your maturity amount, tax-free lump sum, monthly pension, total contributions, and returns — with a year-wise growth projection, charts, and CSV export.
Calculate your exact age in years, months and days from your date of birth — plus total months, weeks, days, hours, minutes and seconds, the day you were born, and a next-birthday countdown. Leap-year accurate, with an optional age-difference comparison.
Generate strong, cryptographically secure passwords and memorable passphrases in your browser. Choose length and character types, exclude look-alike characters, or build a Diceware-style passphrase — with a live entropy-based strength meter and offline crack-time estimate. Nothing is ever uploaded.
Generate MD5, SHA-1, SHA-256, and SHA-512 hashes of any text or file, right in your browser. Compute an HMAC with a secret key, verify a downloaded file's checksum, and copy any digest — all client-side, nothing uploaded.
Generate and validate UUIDs (v1, v3, v4, v5, v7) in your browser — single or in bulk up to 1000, with copy, TXT/CSV download, uppercase and hyphen toggles, RFC-4122/9562 namespace support, and a validator that explains the version, variant, and embedded timestamp. Cryptographically secure, nothing uploaded.
Decode and understand any JSON Web Token in your browser — every header and claim explained, human-readable timestamps with a live expiry countdown, HS256 signature verification, and a plain-English security analysis (alg:none, RS256, expiry). A teaching tool, not just a decoder. Nothing is ever uploaded.
Format, validate, and explore JSON in your browser — pretty-print (2/4/tab) or minify, real-time validation with human-friendly error explanations and line/column, an interactive searchable tree view, live statistics, and duplicate-key and unsafe-integer detection. Nothing is ever uploaded.
Encode plain text or files to Base64 and decode Base64 strings instantly.
Convert between JSON and YAML in your browser, both directions, with real-time validation and human-friendly errors (line & column), a searchable tree view, statistics, and warnings for duplicate keys, unsafe integers, multi-document streams, anchors, aliases, and merge keys. Lossless round-trips; nothing is ever uploaded.
Compare two JSON documents in your browser and see exactly what changed — a structural diff with added, removed, changed, and type-changed nodes, colour-coded unified and side-by-side views, search and jump-to-difference, statistics, and an exportable RFC 6902 JSON Patch. Both documents are validated independently; nothing is ever uploaded.
Format, minify, and validate XML in your browser — pretty-print with 2/4/tab indentation, real-time well-formedness validation with line & column, an interactive searchable tree view, statistics, and a namespace/DOCTYPE/entity summary. External entities and DTDs are never resolved (XXE-safe); nothing is ever uploaded.
Convert between CSV and JSON in your browser, both directions — auto delimiter detection, header + quote handling, optional type inference, nested-object flattening (dot notation), a table preview, a JSON tree view, statistics, and friendly errors with row & column. Spreadsheet formulas are treated as plain text (CSV-injection safe); nothing is ever uploaded.
Encode text to HTML entities and decode entities back to text, in your browser. Escapes the HTML-significant characters (& < > " ') so content renders literally instead of as markup, and decodes named, decimal (&), and hex (&) entities. Nothing is ever uploaded.
Convert text to hexadecimal and hex back to text, in your browser. Text is encoded as its UTF-8 bytes in lowercase hex, and decoding accepts spaced, continuous, or 0x-prefixed input. Nothing is ever uploaded.
Convert text to binary and binary back to text, in your browser. Text is encoded as its UTF-8 bytes in 8-bit binary, and decoding accepts spaced or continuous bits. Nothing is ever uploaded.
Convert text to \uXXXX Unicode escape sequences and back, in your browser. Every character becomes a \uXXXX escape (emoji become a surrogate pair), and decoding also resolves \xXX escapes. Nothing is ever uploaded.
Escape raw text into a safe string-literal body (\\, \n, \r, \t, \", \0) for pasting into code, and unescape it back, in your browser. Unescaping also interprets \uXXXX and \xXX. Nothing is ever uploaded.
Count words, characters, sentences, and paragraphs in any text.
Convert text between UPPER, lower, Title, camelCase, snake_case, and kebab-case.
Calculate your monthly EMI, total interest, and full amortization schedule for any loan.
Calculate GST amount, original price, and total for any goods or service. Supports all GST slabs — 3%, 5%, 12%, 18%, 28% — plus custom rates. Shows CGST, SGST, and IGST breakdown.
Calculate SIP returns, total maturity value, and month-wise portfolio growth for any mutual fund SIP. Shows Total Invested, Estimated Returns, Wealth Gained %, and CAGR.
Calculate fixed deposit maturity amount, interest earned, and effective annual yield with yearly, half-yearly, quarterly, or monthly compounding. Includes a period-wise growth schedule.
Calculate recurring deposit maturity amount, total deposited, and interest earned with quarterly compounding (RBI standard). Includes a month-wise growth schedule and effective annual yield.
Calculate your Public Provident Fund (PPF) maturity value, total interest, and year-wise growth. Supports the current 7.1% rate, ₹500–₹1.5 lakh yearly limits, 15-year maturity, and extensions.
Calculate the Compound Annual Growth Rate (CAGR) of any investment from its beginning and ending value. Shows absolute return, total profit/loss, investment multiple, and a year-wise growth projection.
Calculate the future value of a one-time (lumpsum) investment at an expected annual return. Shows estimated returns, maturity value, wealth gain %, CAGR, investment multiple, and a year-wise growth projection.
Calculate your home loan EMI, total interest, and full amortization schedule. Includes processing fee, down payment, LTV, and the effective cost of borrowing for Indian home loans.
Calculate your personal loan EMI, total interest, and full amortization schedule. Includes processing fee, total borrowing cost, and the effective cost of borrowing for Indian personal loans.
Calculate your income tax for FY 2025-26 (AY 2026-27) under both the Old and New regimes. Compares regimes, applies 80C, 80D, HRA and home-loan deductions, and shows your tax, cess, and effective rate.
Calculate your House Rent Allowance (HRA) exemption under Section 10(13A) and Rule 2A. Enter your salary, basic, HRA received and rent paid to see your exempt HRA, taxable HRA, and a step-by-step of all three exemption rules.
Project your Employees' Provident Fund (EPF) corpus at retirement. Calculates employee and employer contributions, the EPS pension split, EPFO interest, and a year-wise balance projection with charts and CSV export.
Calculate your gratuity under the Payment of Gratuity Act, 1972. Enter your last drawn Basic + DA and years of service to see your gratuity amount, eligibility, the ₹20 lakh cap, tax exemption, and a step-by-step calculation.
Project your National Pension System (NPS) corpus at retirement. Estimate your maturity amount, tax-free lump sum, monthly pension, total contributions, and returns — with a year-wise growth projection, charts, and CSV export.
Calculate your exact age in years, months and days from your date of birth — plus total months, weeks, days, hours, minutes and seconds, the day you were born, and a next-birthday countdown. Leap-year accurate, with an optional age-difference comparison.
Generate strong, cryptographically secure passwords and memorable passphrases in your browser. Choose length and character types, exclude look-alike characters, or build a Diceware-style passphrase — with a live entropy-based strength meter and offline crack-time estimate. Nothing is ever uploaded.
Generate MD5, SHA-1, SHA-256, and SHA-512 hashes of any text or file, right in your browser. Compute an HMAC with a secret key, verify a downloaded file's checksum, and copy any digest — all client-side, nothing uploaded.
Generate and validate UUIDs (v1, v3, v4, v5, v7) in your browser — single or in bulk up to 1000, with copy, TXT/CSV download, uppercase and hyphen toggles, RFC-4122/9562 namespace support, and a validator that explains the version, variant, and embedded timestamp. Cryptographically secure, nothing uploaded.
Decode and understand any JSON Web Token in your browser — every header and claim explained, human-readable timestamps with a live expiry countdown, HS256 signature verification, and a plain-English security analysis (alg:none, RS256, expiry). A teaching tool, not just a decoder. Nothing is ever uploaded.
Percent-encode URLs for safe transmission and decode them back.
Convert between JSON and YAML in your browser, both directions, with real-time validation and human-friendly errors (line & column), a searchable tree view, statistics, and warnings for duplicate keys, unsafe integers, multi-document streams, anchors, aliases, and merge keys. Lossless round-trips; nothing is ever uploaded.
Compare two JSON documents in your browser and see exactly what changed — a structural diff with added, removed, changed, and type-changed nodes, colour-coded unified and side-by-side views, search and jump-to-difference, statistics, and an exportable RFC 6902 JSON Patch. Both documents are validated independently; nothing is ever uploaded.
Format, minify, and validate XML in your browser — pretty-print with 2/4/tab indentation, real-time well-formedness validation with line & column, an interactive searchable tree view, statistics, and a namespace/DOCTYPE/entity summary. External entities and DTDs are never resolved (XXE-safe); nothing is ever uploaded.
Convert between CSV and JSON in your browser, both directions — auto delimiter detection, header + quote handling, optional type inference, nested-object flattening (dot notation), a table preview, a JSON tree view, statistics, and friendly errors with row & column. Spreadsheet formulas are treated as plain text (CSV-injection safe); nothing is ever uploaded.
Encode text to HTML entities and decode entities back to text, in your browser. Escapes the HTML-significant characters (& < > " ') so content renders literally instead of as markup, and decodes named, decimal (&), and hex (&) entities. Nothing is ever uploaded.
Convert text to hexadecimal and hex back to text, in your browser. Text is encoded as its UTF-8 bytes in lowercase hex, and decoding accepts spaced, continuous, or 0x-prefixed input. Nothing is ever uploaded.
Convert text to binary and binary back to text, in your browser. Text is encoded as its UTF-8 bytes in 8-bit binary, and decoding accepts spaced or continuous bits. Nothing is ever uploaded.
Convert text to \uXXXX Unicode escape sequences and back, in your browser. Every character becomes a \uXXXX escape (emoji become a surrogate pair), and decoding also resolves \xXX escapes. Nothing is ever uploaded.
Escape raw text into a safe string-literal body (\\, \n, \r, \t, \", \0) for pasting into code, and unescape it back, in your browser. Unescaping also interprets \uXXXX and \xXX. Nothing is ever uploaded.
Calculate the Compound Annual Growth Rate (CAGR) of any investment from its beginning and ending value. Shows absolute return, total profit/loss, investment multiple, and a year-wise growth projection.
Calculate the future value of a one-time (lumpsum) investment at an expected annual return. Shows estimated returns, maturity value, wealth gain %, CAGR, investment multiple, and a year-wise growth projection.
Calculate your home loan EMI, total interest, and full amortization schedule. Includes processing fee, down payment, LTV, and the effective cost of borrowing for Indian home loans.
Calculate your personal loan EMI, total interest, and full amortization schedule. Includes processing fee, total borrowing cost, and the effective cost of borrowing for Indian personal loans.
Calculate your income tax for FY 2025-26 (AY 2026-27) under both the Old and New regimes. Compares regimes, applies 80C, 80D, HRA and home-loan deductions, and shows your tax, cess, and effective rate.
Calculate your House Rent Allowance (HRA) exemption under Section 10(13A) and Rule 2A. Enter your salary, basic, HRA received and rent paid to see your exempt HRA, taxable HRA, and a step-by-step of all three exemption rules.
Project your Employees' Provident Fund (EPF) corpus at retirement. Calculates employee and employer contributions, the EPS pension split, EPFO interest, and a year-wise balance projection with charts and CSV export.
Calculate your gratuity under the Payment of Gratuity Act, 1972. Enter your last drawn Basic + DA and years of service to see your gratuity amount, eligibility, the ₹20 lakh cap, tax exemption, and a step-by-step calculation.
Project your National Pension System (NPS) corpus at retirement. Estimate your maturity amount, tax-free lump sum, monthly pension, total contributions, and returns — with a year-wise growth projection, charts, and CSV export.
Your complete financial position in one place: health score, roadmap progress, emergency fund, savings rate, tracked net worth, debt, insurance status and a 90-day review cycle — all computed from the roadmap profile saved in your own browser. No login, no cloud, no tracking.
Turn your financial situation into a step-by-step action plan: a Financial Health Score across five pillars, and the canonical eight-step sequence — emergency fund, insurance, debt, tax, investing, retirement, wealth — with gaps computed from your own numbers. Deterministic, private, and product-free.
Calculate your exact age in years, months and days from your date of birth — plus total months, weeks, days, hours, minutes and seconds, the day you were born, and a next-birthday countdown. Leap-year accurate, with an optional age-difference comparison.
Generate strong, cryptographically secure passwords and memorable passphrases in your browser. Choose length and character types, exclude look-alike characters, or build a Diceware-style passphrase — with a live entropy-based strength meter and offline crack-time estimate. Nothing is ever uploaded.
Generate MD5, SHA-1, SHA-256, and SHA-512 hashes of any text or file, right in your browser. Compute an HMAC with a secret key, verify a downloaded file's checksum, and copy any digest — all client-side, nothing uploaded.
Generate and validate UUIDs (v1, v3, v4, v5, v7) in your browser — single or in bulk up to 1000, with copy, TXT/CSV download, uppercase and hyphen toggles, RFC-4122/9562 namespace support, and a validator that explains the version, variant, and embedded timestamp. Cryptographically secure, nothing uploaded.
Decode and understand any JSON Web Token in your browser — every header and claim explained, human-readable timestamps with a live expiry countdown, HS256 signature verification, and a plain-English security analysis (alg:none, RS256, expiry). A teaching tool, not just a decoder. Nothing is ever uploaded.